How the SaaS fee calculator works
- We model your mix of revenue, orders, card geography, refunds, and chargebacks.
- Provider pricing is applied to estimate take-home revenue and fee drag.
- Estimates are directional; always verify final numbers with each provider.
Start with a recent representative month rather than a best-case forecast. Enter successful paid orders, gross product revenue, international-card share, refunds, and chargebacks from the same reporting period so the comparison uses a consistent base. If your sales are seasonal, repeat the calculation with a slower month and a peak month instead of treating one result as an annual forecast.
Compare direct payment processors with merchant-of-record providers as different operating models, not only as fee percentages. A merchant of record may handle more tax, invoice, refund, and buyer-support work, while a direct processor can leave those responsibilities with your business. Review the linked pricing sources and confirm country, card, payout, dispute, and custom-plan terms before making a checkout decision.
The result is a planning estimate, not a provider quote or accounting record. Reconcile the selected option against an actual statement or provider pricing page before launch, and rerun the inputs when your price, customer geography, refund rate, or payment mix changes.